Insure Your Property

Insure your property for your flood hazard.

  • Typically, there’s a 30-day waiting period from date of purchase before your policy goes into effect. Review the documents below. Review the Buy Flood Insurance Now, Before It’s Too Late document below.
  • Questions you should ask as a potential purchaser of coastal real estate: NCREC “Questions and Answers on” Purchasing Coastal Real Estate in North Carolina”.
  • To find out more about flood insurance, contact any licensed insurance agent.
  • Flood insurance is available to almost everyone.
  • Your Homeowners Insurance Does Not Cover Floods. Review the documents below. See the FEMA “Know Your Risks" brochure. Review the Ask Before You Buy: Know Your Flood Risk document below.
  • Flood policies are available to homeowners, condo owners, apartment owners, renters and business owners.
  • Learn the essentials to flood insurance, including what it covers, what it protects and who it protects at floodsmart.gov.
  • For information regarding the Mandatory Purchase of Flood Insurance, contact the Planning Department at (910) 328-1349. Review the Mandatory Purchase of Flood Insurance document below.
  • Being insured is one of your best forms of protection.

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