Flood Protection Assistance

Citizens interested in any of the services below may contact Town Hall directly at (910) 328-1349 or schedule an appointment with the Planning Director and Building Inspector online by clicking here

Three types of flood protection assistance are provided by NTB, including property protection advice (PPA), advice after a site visit (PPV), and financial assistance advice (FAA). These types of assistance are advertised in the annual mailing to floodplain residents and repetitive loss properties and on the Town’s website.

The Planning Board/Program for Public Information Committee requested that the Topsail Island Association of Realtors advertise this service to their members annually through their newsletter. The Planning Director shall work with the Town Clerk to use other types of advertisements, such as public service announcements, using radio, television and newspaper ads. For more information, please click here.

 

Property protection advice (PPA)

The Planning Director and Building Inspector provide one-on-one advice about property protection (such as retrofitting techniques and drainage improvements). The Planning Board/Program for Public Information Committee includes promotion of this service as part of Table 10 - Outreach Projects (OP) Protection.

 

Advice provided after a site visit (PPV)

The Planning Director and Building Inspector are available to and shall endeavor to make a site visit before providing the advice. The Planning Board/Program for Public Information Committee includes promotion of this service as part of Table 10 - Outreach Projects (OP) Protection.

 

Financial assistance advice (FAA)

The Planning Director provides advice on available financial assistance programs. The Planning Board/Program for Public Information Committee includes promotion of this service as part of Table 10 - Outreach Projects (OP). The Planning Director shall document a check of the sources of assistance listed below to determine which ones may be available and appropriate for the community.

 

Financial Assistance for Property Protection Measures

The following financial assistance opportunities are available to communities/citizens before a major flood occurs:

  • FEMA mitigation grants such as Flood Mitigation Assistance (FMA) and Severe Repetitive Loss (SRL)
  • State or local pro grams such as grants, loans, and rebates (e.g., General Land Office, Texas Water Development Board)
  • Housing improvement assistance programs such as the Community Development Block Grant (CDBG)
  • The potential to reduce flood insurance premiums for certain mitigation projects (e.g., elevating the building above the base flood elevation)

 

The following financial assistance opportunities are available to communities/citizens after a major flood occurs:

  • Flood insurance
  • Increased Cost of Compliance for substantially damaged homes (available through flood insurance)
  • FEMA’s Hazard Mitigation Grant Program (HMGP)
  • The U.S. Small Business Administration’s post-flood mitigation loans

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